Jaarbericht 2016 CONTENTS
  • More
    information
    on your
    pension?
    MANON DRUMMEN
    EMPLOYEE PENSION DESK

Good to know

Information on your pension with SPF

 

SPF's website has extensive information on the pensions it offers. The website also features a secure portal. You will need to click on the ‘My pension’ tab and enter your DigiD username and password to access this portal. This section features a pension planner with figures relating to your pension with SPF. The planner can be accessed by both active and deferred members.

SPF has a Pension Desk that you can contact by phone at +31(0)45 578 81 00 or by e-mail at (info.pensioenfondsSABIC@dsm.com) to ask any questions you have about your pension with SPF. Please have your SPF administration number ready.

SPF will send you a digital newsletter four times a year with up-to-date information on pensions with SPF. You can subscribe to the newsletter on SPF's website.

Good to know

  • The pension of current retirees will not be paid with the money from the pension contributions of the current employees.
  • For each euro of monthly pension contributions paid by an employee and employer, you as a retiree will receive three euros back in pension on average.
  • If you retire at the statutory retirement age (AOW), you will not receive 70% of the last earnt wage but, including AOW, about 75% of the average earnt wage if pension contributions have been paid for forty years.
  • If the pension fund did not invest the money from pension contributions, you as a retiree would have a smaller amount of pension available and you would certainly not get three euros back for each deposited euro.
  • As pension funds do not make profit in the way insurance companies do, all return on investment benefits the members of the pension fund.
  • PDN pension is available to both retirees and middle-aged workers who are disabled or to the partner and children of a middle-aged person who passes away.
  • Active members work more than one day a week for their pension.